New Year - New Me

And so the new year has come forth upon us ... 2010 has finally arrived and a new year means new resolutions to make and to attempt to keep the new year's resolutions.

 

I am one of the millions of individuals who for every single new year makes and breaks their resolutions. I have never been able to keep any ... woe is me.

 

This year, will be different (which I say every year as well) but hopefully this year will be a winner *fingers crossed*

 

2010 is the year of changes. I am now 24 years of age, I have too many debts to my name (not appropriate for a single 24 year old) and thus I have to limit (and by limit I mean limit) my spending spree. Each month of 2010, I can only shop a maximum number of 3 items (depending on their price range).

1. Clothes - each clothing item can be no more than RM100 (if >RM150 then the maximum items that I will allow myslef to spend each month is 2)
2. Shoes - lets make it every 6 months to a year, I will only allow myself to shop 2 pair of heels online, for which each pair will cost no more than USD 40.
3. Health & Beauty - in this department, consists of fragrances, SK-II stuff, makeup and the likes. SK-II will only be bought Semi Annually, depending on necessity. Fragrances, if it costs more than RM300, then it will either be Semi Annually or Annually thing. Less than RM200, will depend on how much I've already spent for the said month. Makeup will depend on whether my compact powder, eyeliner and mascara is still usable. If its still there, there's no need to buy anything else.

So all in all, I will only allocate RM 400 for shopping for each month. Do you suppose that will suffice? I hope so.

Lets take a look at my monthly budget for 2010:

Everyday expenditure - Food --> RM 5 per day
Everyday expenditure - Transportation --> RM 3 per day (RM 10 if I have to take public transport)
Monthly flight fare --> RM 200 (plus ERL fare)
Monthly balik kampung expenditure --> RM 300
Shopping allocation --> RM 400
Debt --> RM 800

It's a tight one. Almost not enough for savings and just-in-case, but I think this can be it.
Lets hope for the best.

Other resolutions that I have, to slim down a bit ... my tummy is bulging that I can't fit into some of my clothes and I don't want to do a wardrobe overhaul, so I best take care of my weight.

And that includes less of fast food joint - which is both good for my wallet and my diet.

I will strive to do everything in my power to improve myself career-wise and character-wise, vital for my career development. A bright future in my career equals to a bright future for my wallet.

Hopefully this year, Lady Luck will be with me. Lucky in career and lucky in love. I believe this year is the year for me to seek The One. I'm already 24, and I've never been on a single date in my life. And I feel that destiny is calling and wedding bells are ringing in my ears. 'Tis the year that I feel that I ought to find someone that will love me unconditionally and for all time.

To the new year - 2010. A new year, a new beginning, a new me.

Cheers

New Year - New Me